Landlord & Portfolio Insurance is designed to protect residential and commercial property landlords from the unexpected risks that may occur when letting or leasing properties.
Portfolio Insurance provides coverage for property owners with a portfolio, or group of properties. This portfolio can be insured under one policy for convenience, and can include commercial, unoccupied and residential properties.
Commercial Property Insurance
Weather you own a block of flats or if you’re a landlord for a commercial property, we can arrange policies for you. We arrange cover for cafes, pubs, hotels, restaurants, offices, retailers, warehouses and many more. Cover is arranged with reputable insurers from Allianz to Zurich.
Landlord Legal Expenses and Rent Guarantee
Our insurance specialists will go through a variety of policies and options for you including liability cover, loss of rent insurance, contents cover and the exclusions that may apply. We can arrange buy to let house insurance for unoccupied properties and for property that is let on a long term basis or short hold tenancy agreement to DSS, students, asylum seekers, and professionals.
Some of the features of Landlords Insurance include:
- Index Linked Buildings Sum each year to protect you against inflation
- Accidental Damage cover on buildings and Landlords Contents for certain tenant types
- Free Loss of Rent and Alternative Accommodation cover from 20% to 100% of the building sum insured
- Property Owners Liability of £1m, £2m or £5m.
- Legal Expenses cover optional
- Optional Terrorism cover
- Monthly payments
- Buildings –ensures that your office building is covered for a range of risks, including fire, flooding and storm damage.
- Public Liability – protects in case of accidental injury or damage to members of the public
- Contents – covers damage to fixtures, fittings, equipment and contents
- Terrorism –covers material damage directly affected by terrorism
Our quotes are free, and free of obligation. Contact us today, and get the information you need to protect your investments.