Contractors and Tradesman Insurance cover is vital. Whether you’re a sole trader, partnership or group of limited company builders, a plumber, electrician, or a self-employed window cleaner, we will help you find what you need with facts and experience, but never with pressured sales talk. Contractors, tradesmen and installation experts face a range of different risks and hazards, including the risk of causing injury to others or damage to property. What we provide is the skill and over 10 years of experience to help you sort out the coverage that protects your livelihood at the most affordable, reasonable rates.
A Range of Contractor and Tradesman Covers
Types of protection includes public liability, which protects you against a claim from an injured party or a disgruntled customer, as well as cover for your materials, tools and equipment, both hired-in plant as well as contract work. We understand that every business, large or small, is different and we offer policy options which can be tailored to the needs of your company.
Building a contractor and tradesman business is challenging enough. Let us help you with the insurance details. We are happy to provide a no obligation quote and operate at two business locations for your convenience. Contact us at our London or Cheltenham office today.
Employers’ Liability – claims arising from injury to employees
It is a legal requirement to hold employers’ liability insurance if you have any employees working for you
Public Liability – protects against accidental injury to members of the public at your premises or damage to their property
Legal – defends your business against legal action where this isn’t covered by your liability insurance; for example, in an employment tribunal
Stock – insures the cost of replacing your stock (at cost price) if it is damaged or stolen
Goods in Transit – protects from loss of or damage to your goods while being transported in your vehicle(s) as part of your trading activities.
Tools – insures against the cost of replacements if tools or equipment that you use are damaged, destroyed or stolen
Excess Protection – cover for your policy excess in the event of a claim
You may also be interested in:
Directors and Officers Insurance – covers the cost of compensation to a customer if a claim is made against one of your business directors or other staff (not if the claim is made against your organisation as a whole)
Cyber Protection – if your business collects personal data this protects you in the event of a breach of data protection laws or malicious data attacks