Business Insurance

Business insurance is a general term that covers the different types of insurance policies that are advisable and may be a legal requirement for your company. There’s a variety of risks, challenges, and even crises that occur to the best, most organised business owners.  You want someone who has been through the legality and the basic decision making involved in choosing the right protection; someone who can advise you of your options and the most cost effective solutions.

That’s where we come in.  Oncover has over 10 years of experience taking clients through a variety of business insurance industries and options.  We will meet with you, discuss your needs and interests, and help you find exactly the insurance that you require and want, providing you with the certainty you need to get back to business. All the Business Insurance products that Oncover Insurance can arrange are comprehensive and include Liability cover.

We can quote for many industries, from sole traders to PLC’s including:

  • Retailers and Shopkeepers
  • Offices
  • Wholesalers
  • Warehouses
  • Cash and Carry
  • Restaurants, Takeaways and Cafes
  • Pubs, Nightclubs & Bars
  • Hotels, Guesthouses and Bed and Breakfasts
  • Jewellers
  • Hairdressers
  • Residential Care Homes
  • Gyms
  • Sports Shops
  • Off Licenses
  • Supermarkets
  • Grocers
  • Newsagents
  • Leisure Industry
  • Manufacturers and Processors
  • Social Clubs
  • Nurseries and More

Covers Recommended

  • Buildings –ensures that your office building is covered for a range of risks, including fire, flooding and storm damage.
  • Employers’ Liability – covers employee injury
  • Public Liability – covers accidental damage or injury to members of the public
  • Product Liability – covers injury from property damage caused by a faulty product that your business designs, manufactures or supplies
  • Legal – covers the cost of defending your business against legal claims
  • Contents – covers the contents within the structure of your property
  • Stock –covers the cost of replacing your stock (at cost price) in the event of damage or theft
  • Goods in Transit –covers damage or loss of goods while being transported in your business vehicle
  • Money Cover – covers theft of money from the premises
  • Business Interruption – covers loss of revenue following material damage claims
  • Portable Equipment –covers such equipment as laptops, mobile phones, and cameras
  • Glass – provides for the replacement of glass on property that has been damaged
  • Theft by Employees – covers losses that result from fraud or stealing
  • Computer Breakdown– covers equipment and computer records
  • Terrorism – covers damage resulting from a terrorist attack

Optional Extras

  • Theft by Employees – covers losses that result from fraud or stealing
  • Computer Breakdown– covers equipment and computer records
  • Terrorism – covers damage resulting from a terrorist attack

You May Also Be Interested In:

  • Motor Legal Expenses and Courtesy Car – Oncover Insurance offers Motor Legal Expenses and Courtesy Car cover to all our clients

Oncover offers free quotes with no obligation and superior customer service.  Contact one of our insurance specialists to find out how we can help you.


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