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Storms inflict £7.7bn worth of damage on a third of UK property

February 10, 2020 1:07 pm

With several storms down and more threatening the British Isles, homes and businesses are already counting the cost of  barreling winds and months’ worth of rain. The damage of menacing floodwater engulfing villages, towns and cities are swiftly being followed by the scenes of personal devastation that will take months if not years to recover. A snap poll conducted after Storm Ciara suggests that more than a third of households had experienced some damage to their home or property, ranging from a couple of tiles being blown off rooves to extensive flooding. With each household reporting an average of £750 of damage,...

February 10, 2020 1:05 pm

What Does Public Liability Insurance Cover? Public liability insurance is a relatively common business insurance cover, which covers legal liability if you or an employee is held responsible for property damage, injury, or death befalling a member of the public as a result of your business activities. For instance, if you run a cleaning business and you or an employee forgets to put out a ‘wet floor’ sign, which results in someone slipping and hurting themselves or damaging their property, you could find yourself hit with a lawsuit. Similarly, lawsuits could follow if an electrician installed faulty wiring, a hairdresser...