How To Insure Jewellery Correctly.

April 15, 2019 1:37 pm

Owning at least one item of valuable jewellery is relatively common, but so is losing it, damaging it, or having it stolen. From watches and wedding rings to necklaces and bracelets, are you sure you could claim on household insurance if something happened to yours? Not all home cover automatically includes jewellery. Even if it does, the single item claim limits on most policies, usually between £1,000 and £2,000, might be nowhere near high enough. Wedding rings, for example, are often worth well over the common claim limit of £1,000. So if yours fell off your finger, or was stolen...

Record Subsidence Claims As A Result of Dry Summer.

April 1, 2019 2:35 pm

Recent figures show that last year’s record breaking summer has caused a massive increase in the number of homes suffering from subsidence. But how can you tell if yours has been affected? What can be done about it? And how might it affect your vital buildings insurance cover? Statistics from the Association of British Insurers (ABI) show that in July, August and September last year, the number of claims for subsidence damage leapt to more than 10,000. That’s much higher than the more usual total of around 2,500 for the same three month period. Very hot summers create perfect conditions...