Do You Know Your Responsibilities As A Landlord?

January 12, 2019 11:31 am

As a residential property owner, you have a variety of legal responsibilities. Your responsibilities include keeping rental properties safe and free from hazards, ensuring all supplied gas and electrical equipment is properly installed and maintained, complying with fire safety regulations, providing an Energy Performance Certificate and protecting tenants’ deposits. In Scotland, property owners must also register with the local council before renting out property, or face a criminal offence. Depending on the terms of the lease or tenancy agreement, most property owners in the UK are required to keep the property safe and free from hazards. This entails keeping the...

7 Common Claims That Will Make Your Insurance Go Up & How To Avoid Them.

January 7, 2019 10:29 am

Your home insurance can be your lifeline during times of disaster – but it can also raise your household bills suddenly if you make certain claims. Each claim you make can offer financial relief, but over time can also increase your premium – this increase can sometimes be significant. One of the best ways to avoid this situation is to know the most common claims that make premiums spike, and learn how to avoid making one in the first place. 1)Bad weather. Bad weather is the most likely to cause damage to your property – especially damage bad enough for...