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Is Your Listed House Insured Correctly

March 16, 2018 12:25 pm

Listed buildings cost significantly more to rebuild following an insured loss than unlisted buildings. Naturally the question on everyone’s lips is …“We know they cost more to rebuild; but how much more? What percentage should I add to the sum insured?” We would love to give you a simple answer; but unfortunately it all depends… The first factor to understand is where does the starting figure come from? If you have taken building rates from the internet that are intended for a small modern home of a brick-block construction and our subject house is a stone cottage, in a conservation...

Insurance For The Shop & Retail Industry

March 5, 2018 12:15 pm

The retail sector is undeniably a huge sector. In 2014, 2.8 million people worked in retail and in 2015 sales were worth a huge £339 billion. While 12% of sales come from online shopping, plenty of people still love to shop the old-fashioned way, heading to stores so they can see, feel, and try on or try out goods before handing over their money. Heading to a shop is more of a personal experience. A lot of shops are part of a community and people love to chat to shop owners, workers, and other shoppers, or meet their friends, making...