Have you ever been hit by a flying Christmas tree while driving? Claimed that your mobile phone got wedged in the back end of a cow? Prepare for deep immersion, readers, into the world of bizarre insurance claims – some of them spectacular, some of them sad, and some of them inviting a good old chuckle.
Ivor Bennett – a livestock farmer in Devon claimed that his phone disappeared inside the back end of one of his cows. It wasn’t that he had any perverse or deviant obsession – he’d been using the torch on his iPhone while assisting the cow during calving in the middle of a particularly dark and stormy night. The phone later made a reappearance – but perhaps a little unsurprisingly, failed to work properly.
Result: The Insurance Company paid out on the claim in full.
A man from Delaware torched his own home and his own convertible to collect on his homeowners and auto insurance. Nicholas Di Puma said it all started when pans on his wood stove ignited while he was cooking. Then buckets of coals caught on fire. After trying to extinguish the inferno, Di Puma said he threw the first bucket out the door, where it apparently landed in the backseat of his convertible. While en route to tossing the second pan outside, he tripped and the second landed on his sofa. Unbelievable? That’s what local law enforcement thought, too. Di Puma pleaded guilty to second and third degree attempted insurance fraud.
Result: Five years’ probation, no insurance benefits. Home and car completely destroyed.
Mr. Fairclough was driving home from Christmas shopping, when he saw a car coming the other way with a Christmas tree badly tied to its roof. This must have been a split second observation: no sooner had he seen it than the tree launched itself straight at him. “He was driving too fast around a sharp bend and I saw the tree lift off and it flew straight at me. The trunk made a great dent in my bonnet and caused me to swerve off the road into a hedge.” Mr Fairclough added: “The chap didn’t stop and he never came back for his tree, so the Police said we might as well have it. It wasn’t funny at the time, but looking back it was like a comedy sketch!” Nice.
Result: Insurance Company paid out all damages
Some wedding days just don’t turn out the way you expect. Everything seemed to be going well on the day for Paula Catelli from Rimini, Italy, until her beautiful, hand-made wedding dress came slightly too close to the barbecue. The synthetic material went up in flames immediately, and within moments Catelli was what no girl on her wedding day ever wants to be – a bride on fire. Her loving husband saved the day by picking her up and throwing her into the sea. Fortunately, both bride and groom were excellent swimmers.
Result: The insurance company paid out 50% compensation for the disaster – possibly out of sympathy.
Categorised in: Would you believe it?