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How a simple query could cost you a premium penalty

January 21, 2014 3:04 pm

Even if you don’t make a claim, calling the insurer direct to see if you are covered is logged – and the result can be very expensive.   Dropped your mobile down the loo and wondering if you can claim on your home insurance? Not sure if that leak in the kitchen ceiling is covered by your policy? You might naturally call your insurer to find out. But if you do, the information you give could be held against you – even if you do not make a claim – and raise future premiums by hundreds of pounds.   These...