Home insurance quotes from Oncover Insurance

We currently arrange competitive rates for Home Insurance with benefits, which include:

Free cover for the first 3 months (subject to conditions)
Home Emergency Cover
Legal Expenses Cover
Interest free monthly instalments ( subject to status)
Accidental Damage Cover on Buildings and Contents
Alternative accommodation cover up to £45,000
Property Owners Liability £2m
Instant Cover (subject to underwriters acceptance)
No paper work to complete

Our Home Insurance Team is based in our London Office managed by George Prodromou. George joined Oncover Insurance in 2002. In this time he has developed a close working relationship with our product providers which enables us to obtain terms that meet individual customers requirements.

Whilst remaining professional and efficient we endeavour to deliver a first class personal service to each and every client. We are happy to explain insurance jargon to ensure you fully understand each product. Our high client retention rates reflect our ability to renegotiate terms on your behalf year after year.

Types of Cover

Buildings Insurance covers the actual physical property - bricks, doors, roof, windows, drives, patios and the general structure against disasters and accidental damage.

Contents Insurance covers the contents of the home, items that you would take with you if you moved home.

Personal Possessions covers your possessions while they are temporarily removed from the home anywhere in the United Kingdom and while they are temporarily removed from the home for up to 60 consecutive days anywhere in the rest of the world. If you have any high value individual item valued at (usually) £1500 or more, you'll need to class it as a "specified item".

Family Legal Protection provides you with legal assistance and advice in disputes involving things like employment contracts, purchased goods & services, bodily injury, tax enquiry cases and more.

Home Emergency provides assistance if an emergency affects your home as a result of, for example, unexpected damage to your roof, plumbing and drainage systems, main heating system, domestic power supply, toilet unit, home security, or if you have lost your keys.

Accidental Damage cover is offered on buildings and contents as an optional extension for an additional premium. Accidental damage covers you for those everyday spillages and incidents that happen in and around your home, which would not be covered under the standard perils of your policy.

Please complete the form below and press submit for your free no obligation quote to see if we can save you money.

The following form will form the basis of the Insurance and any non-disclosure or misrepresentation of a material fact could invalidate all or part of the Insurance contract. A material fact is a fact likely to influence insurers assessment of the risk. If you are in any doubt as to what constitutes a material fact you should disclose it. You are responsible for providing the complete and accurate information, which insurers require in connection with any proposal for insurance cover. If you fail to disclose information, or misrepresent any fact which may influence the insurer’s decision to accept the risk or the terms offered, this could invalidate the policy and mean that claims may not be paid.


Title*
First Name	Surname*
Address*


Town/City
County	Postcode*
Telephone*	Mobile
Email address

What type of home insurance do you require?
What month is your buildings insurance renewal?

How much do you currently pay for buildings insurance?
What is your building reinstatement value? i.e the rebuild figure
Number of bedrooms*	Type of Property*
Year of build*

In respect of subsidence, landslip or heave:
1. Has the property been subject of a valuation or survey which mentions settlement or movement of the buildings which requires further investigation?
2. Showing any signs of movement or been subject of structural repair at any time?
What month is your contents insurance renewal?
How much do you currently pay per year for contents insurance?
What is the value of your contents you wish to insure?
How much cover do you require for items worn or carried away from your home?
How many years have you held household insurance?
Do you have any claims or losses on you household insurances in the past 5yrs?*
Have you ever had insurance cover refused or cancelled or special terms imposed?*
If yes, please provide the date, reason and type of insurance policy:
Date
Reason	Insurance type

Have you or an immediate family member ever been convicted or cautioned with any criminal offence, other than driving offences?*
(Spent convictions need not be disclosed under the Rehabilitation of Offenders Act)
If "yes", please provide the following information:
Whom?	Date?

Reason?	Outcome?

Information about offences is defined by the Data Protection Act 1998 as sensitive personal data. By giving us such information you signify your consent to its being processed by us in arranging and administering your insurances. Where this information relates to people other than you, we assume you have obtained consent from the relevant people to disclose this information to us for the purposes described.
Are you interested in any other type of insurance? Please tick which apply. BusinessMotor Fleet LiabilityTravel LandlordOther Professional Indemnity
How we use your personal information For existing customers we will process enquiries in accordance with the terms set out in the ‘Use of personal data’ section of our Terms of Business. For other enquirers information you provide will be used only for the purposes described and will not be shared with other parties other than our providers unless we are legally required to do so. Information collected may be used to conduct quote searches on databases either by Oncover Insurance or our providers. If at any time you wish us to cease processing any information we hold about you please contact Andy Patikis at our Cheltenham Office. Please select "I accept" to confirm you have read and accept the section explaining ‘How we use your personal information’
I acceptI do not accept
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