We can arrange Combined Liability (Employers and Public/Products Liability) or stand alone Employers Liability Insurance and Public/Product Liability Insurance aswell as Contractors All Risk Insurance at competitive rates from a variety of specialist Liability Insurers. We can cater for the Self Employed tradesman to PLC’s and can quote for many Industries including:
- Fire Protections/Alarm Installers
- Construction and Developments
- Painters and Decorators
- Plumbers
- Utility Companies
- Cleaning Contractors
- Exhibitions/Events
- Security
- Doorman/Stewards
- Builders
- Electrical Contractors
- Manufacturers and More
Our Liability Insurance team is headed by the Director of the company, Andy Patikis. He has been in the insurance industry for over 10 years and built the business on the philosophy of providing a first class personal service.
Through understanding your needs we will use our close working relationship with our product providers to obtain terms that meet your individual requirements at competitive rates. Our client retention rates reflect the importance we place on building strong client relationships. It also reflects our ability to renegotiate terms on your behalf year after year.
Public Liability covers you against any member of the public, customers or clients claiming against you whilst visiting your premises e.g. injury, illness etc.
Products Liability covers you for claims against the product you have manufactured/produced if it has caused harm to someone, or damage to their property that may occur from products you sold or supplied.
Employers Liability covers you against your employees claiming against you/your Business, e.g injury, accidents, illnesses, safety etc.
Optional Extras
Contract Works cover, also called Contractors All Risks (CAR) provides cover for work in progress, and can include your tools, employees’ tools, temporary buildings, contents of show houses and your own or hired in plant. It may also include speculative developments and show houses awaiting sale, construction plant and materials. There are also optional extensions that could be added to a policy to tailor it for your firm’s needs.
Excess layer covers your Public Liability above the standard amount of cover offered by Insurers e.g £5,000,000 above the £5,000,000 already offered.
Tools covers your tools against theft and fire.